Mortgage points, also known as discount points, are fees you pay a lender to reduce the interest rate on a mortgage. Each point typically costs 1% of your loan amount and reduces your interest rate by ...

Buying a home can be expensive with all its additional fees and costs. That’s why many homebuyers look to mortgage points as a way to lower their rates and save on long-term interest costs. However, ...

Affordability of everything, from groceries to homes, has already become one of the major concerns of 2026. In particular, elevated mortgage rates have played a large part in reshaping the ...