Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

Credit cards have become a popular choice for people who want to save on their expenses and make smart transactions. With rewards points and cashbacks you can enjoy exclusive deals and offers that ...

A chip and PIN card is a credit card that includes microchip technology and a personal identification number (PIN) to securely verify a cardholder during a transaction. The embedded microchip is ...