Today's high-rate environment and the rising cost of living are leaving many borrowers in a tough spot. Interest rates on credit cards are still sitting near record highs in mid-2025, after all, and ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But a low interest rate isn't the only pro of using a home equity loan ...

A home equity loan is a secured loan that allows a homeowner to borrow against the equity they’ve built up in their property. Equity is accrued through regular mortgage payments and growth in the ...

Yes, you can refinance both home equity loans (HELoans) and home equity lines of credit (HELOCs) — and if you borrowed during the 2023 rate spike, now might be the time to look into it. Home equity ...