Home equity is the portion of a house that the homeowner holds outright — the difference between the house's value and the total amount they owe on the home. As their equity increases, homeowners can ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

The equity in your home is a valuable asset. Like with any asset, you must use it wisely to get the most value out of it. This is important because a 1-percentage-point difference in the annual ...

Home equity loans offer notable financial advantages in today's economy. With interest rates lower than credit cards and personal loans, they provide an affordable way to access large sums when life ...

A home equity loan can can cover the cost of a major expense, but there are some drawbacks. See what makes it different from a HELOC. Keep on reading.

Three ways to access your home equity are a home equity loan, a home equity line of credit or a cash-out refinance. Tapping these funds can give you access to cash, often at lower rates than personal ...

Learn how to get the best rate on a home equity loan Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By Written by ...

Home equity values have soared in recent years, offering homeowners the opportunity to access cash from their homes. According to a March 2025 report from real estate data company ICE Mortgage ...

Home equity loan rates and terms vary enough to make a difference of thousands of dollars over the life of your loan. Both your qualifications and the terms of the loan determine the interest rate and ...