Learn the impact on your credit score when you close a credit card and explore alternatives for managing debt and high ...

Parents can add a child as an authorized user to their credit card account to help build a kid's credit history and credit score. The strategy is generally best for kids in their later teenage years, ...

Discover how credit cards can influence your credit score. Learn the do's and don'ts for managing credit card usage and ...

Getting a credit card can be a smart financial move for college students to build a strong credit history early in adult life. Over half of college students have a credit card, according to Sallie Mae ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. A strong credit score is one of the most valuable tools in ...

According to the World Bank, 1.4 billion people worldwide remain unbanked — with little or no access to credit — largely because they lack the formal credit histories required by traditional lenders.

Your credit history is a record of how you have managed past debt and how you are handling ongoing debt. Your credit history is outlined in detail in your credit report, which also includes any liens, ...

Having no credit history typically means you don't have a credit score at all. This is different from having a low credit score, which can stem from having limited credit history or negative reporting ...