At the start of every new year, millions of Americans feel a massive holiday hangover, not just from their celebrations, but also from their suddenly inflated credit card balances. With the average ...

Using home equity to pay off credit cards can feel like progress, especially when someone has $30,000 in high-interest debt, a 715 credit score, and more than $100,000 in estimated equity. For ...

An increasing number of homeowners are tapping the equity in their homes for cash, but not to finance a new kitchen. Instead, they’re turning their house into a piggy bank, sometimes to get their ...

It might lower your score in the short term but make it easier to improve your score over time ...

Last year was kind of a lot. Once-secure federal government jobs were slashed, and that was before the longest government ...

HELOCs allow flexible withdrawals similar to credit cards during the initial draw period. HELOC interest rates are usually variable, potentially increasing repayment costs. Unlike HELOCs, home equity ...