At the start of every new year, millions of Americans feel a massive holiday hangover, not just from their celebrations, but also from their suddenly inflated credit card balances. With the average ...

An increasing number of homeowners are tapping the equity in their homes for cash, but not to finance a new kitchen. Instead, they’re turning their house into a piggy bank, sometimes to get their ...

It might lower your score in the short term but make it easier to improve your score over time ...

SALT LAKE CITY — If you're carrying high-interest credit card debt, using your home's equity may be a way to ease the burden. New data from the Federal Reserve Bank of New York shows credit card ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

A home equity loan can can cover the cost of a major expense, but there are some drawbacks. See what makes it different from ...