Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow ...

* Sample rates and APRs are subject to change. All information provided here is accurate as of January 30, 2026, and may change at any moment. One of the biggest perks of owning a home is the equity ...