What’s driving home equity rates today? Home equity rates are driven primarily by two factors — Federal Reserve policy and long-term inflation expectations. The Fed cut rates three times in 2025, ...

Yes, you can refinance both home equity loans (HELoans) and home equity lines of credit (HELOCs) — and if you borrowed during the 2023 rate spike, now might be the time to look into it. Home equity ...

Home equity line of credit (HELOC) rates have dipped to levels not seen since March 2023. The $30,000 home equity line of credit fell eight basis points to 7.82%, according to Bankrate’s national ...

A home equity loan allows you to access the ownership stake you’ve built in your home to accomplish your financial goals. Home equity loans are generally disbursed as a lump sum and repaid in fixed ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Learn how to get the best rate on a home equity loan Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By Written by ...

1. Compare rates and different lender offerings online. Be sure to look at the APR, not just the interest rate. The APR reflects the total cost of your loan on an annual basis and any discount points ...