Today's high-rate environment and the rising cost of living are leaving many borrowers in a tough spot. Interest rates on credit cards are still sitting near record highs in mid-2025, after all, and ...

The Federal funds rate is now at its lowest level since 2022. That was the big financial news on Wednesday afternoon after the Federal Reserve issued another interest rate cut, this time in the amount ...

Borrowing a six-figure sum of money comes with multiple considerations. And, if you elect to do so by withdrawing from your accumulated home equity, you'll need to be extra careful to avoid the risk ...

Rocket Mortgage (formerly Quicken Loans) is the largest home lender in America, both in terms of dollars lent and number of mortgage originations. It offers cash-out refinancing and traditional home ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. A home ...

Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. With experience in both the mortgage industry and as a journalist, she was previously an editor with HousingWire, where ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Yes, you can refinance both home equity loans (HELoans) and home equity lines of credit (HELOCs) — and if you borrowed during the 2023 rate spike, now might be the time to look into it. Home equity ...

Home equity is the portion of a house that the homeowner holds outright — the difference between the house's value and the total amount they owe on the home. As their equity increases, homeowners can ...

Jake Safane has nearly 15 years of journalism and marketing experience on topics ranging from local entrepreneurship to international banking. He has written for publications such as The Economist, LA ...