A down payment is the portion of a home’s purchase price the buyer isn’t financing with a mortgage. The amount is paid upfront at closing. Depending on the buyer’s finances and the type of loan, down ...

Does it make good financial sense to raid your retirement for a home purchase?

Trump briefly supported penalty‑free 401(k) down payments. Experts explain when using retirement savings for a home helps -- and when it can backfire.

Home prices have finally stopped sprinting ahead, and mortgage rates have eased from their peak, but the cash buyers need upfront is still blocking the door. In much of the country, homes are ...

Home prices and mortgage rates are not where most aspiring home buyers want them to be. Yet there’s still good news for people who have been shut out of the housing market: the number of down-payment ...

A point is prepaid interest; so buying points is paying part of your mortgage interest upfront instead of over the life of ...

There are a number of hurdles on the pathway to becoming a homeowner, but for many people, one of the first and particularly daunting challenges is the down payment. Even if you are getting a mortgage ...

Terry Lane is a writer for Investopedia with 25 years of experience in journalism and communications. He covers personal finance, Congress, government regulations, and economics. Israel Sebastian / ...