With over a decade of experience as a personal finance writer, Jackie Lam simplifies complex financial topics for consumers who want to improve their financial situations, develop a healthy ...

With 15 years of immersion in the world of personal finance, Ashley Kilroy simplifies financial concepts for individuals striving toward financial security. Her expertise has been showcased in ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. MoMo Productions / Getty Images The coinsurance formula is the homeowners insurance formula ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Halfpoint Images / Getty Images A rider amends a basic insurance policy by adding benefits ...

Hospital indemnity insurance pays you cash when you're in the hospital. Find Cheap Health Insurance in Your Area You can use the money from a hospital indemnity plan to pay for things your health ...