Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Learn how to get the best rate on a home equity loan Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By Written by ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. And with a home equity loan used for eligible home repairs and ...

Homeowners spent much of 2025 watching borrowing costs finally ease after two years of elevated rates, and by the end of the year, home equity loan interest rates had followed mortgage rates lower as ...

More relief for home equity rates in the latest week. The $30,000 home equity line of credit fell one basis point to 7.81%, according to Bankrate’s national survey of lenders, its lowest level in two ...

Home equity and HELOC rates rose slightly but are holding close to three-year lows.

What’s driving home equity rates today? Home equity rates are driven primarily by two factors — Federal Reserve policy and long-term inflation expectations. The Fed cut rates three times in 2025, ...