When it comes to mortgage loans, the loan-to-value (LTV) ratio is one of the most important numbers. This ratio gives both the borrower and lender a picture of how much of the property’s value is ...

Home equity is the percentage of your home you own outright, as opposed to the amount you still owe on a mortgage. If you made a 10% down payment, you'd start with 10% equity and increase from there ...

With the mortgage market in turnaround, many homeowners are looking to tap their home equity rather than sell. One of the largest home lenders in the U.S., Rocket Mortgage, also has some of the most ...

Mortgage rates are trending lower, although they remain slightly above 6%. Rates are expected to remain in their current range for the time being.

Today’s mortgage lending environment is shifting rapidly. Purchase loans are now outpacing refinances, and interest rates are reaching the stratosphere. Meanwhile, affordability is becoming a dream ...