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Best Auto Loan Rates of February 2026
New car financing is available for under 4.00% APR for borrowers with high credit scores ...
You’re more likely to find rates below 5.00% when you have a higher credit score ...
The average car loan interest rate is 6.35% for new cars and 11.62% for used cars, according to Experian's State of the Automotive Finance Market report from the fourth quarter (Q4) of 2024. If you're ...
Average car loan interest rates have been on the rise in recent years, with new car financing rates continuing to inch up. Auto rate trends don’t point to big changes anytime soon, so take the time to ...
The Federal Reserve's recent 0.25% interest rate cut may make it cheaper for consumers to take out large loans. A lower interest rate can reduce the total amount paid on a car loan over its term, ...
New car prices have never been higher. The estimated average selling price in September was $50,080, according to Kelley Blue Book. Many buyers are dealing with this sticker shock by taking out longer ...
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