A home equity loan is usually a fixed-rate lump sum based on the value available in your home. Home equity lines of credit (Helocs) are revolving lines of credit based on your available equity and ...

A home equity loan is a secured loan that allows a homeowner to borrow against the equity they’ve built up in their property. Equity is accrued through regular mortgage payments and growth in the ...

What’s driving home equity rates today? Home equity rates are driven primarily by two factors — Federal Reserve policy and long-term inflation expectations. The Fed cut rates three times in 2025, ...

In the interest rate environment of 2020 and 2021, cash-out refinancing or a traditional refinance made a lot of sense for homeowners in need of extra funding. The latter allowed them to obtain that ...

Helocs offer more flexibility, but personal loans have looser eligibility requirements Written By Written by Staff Loans Writer, Buy Side Emily Sherman is a staff loans writer for Buy Side, covering ...

HighTechLending introduces a second-lien home equity product with flexible payments, targeting borrowers who want to avoid refinancing their first mortgage. AI Summary National mortgage lender ...

Aven, founded in 2019, offers a lineup of niche home equity-backed credit card financing products. The Bay Area-based fintech company also boasts a product called "Aven Home Equity Cash," a more ...

NerdWallet's mortgage content, including articles, reviews and recommendations, is produced by a team of writers and editors who specialize in home lending. Their work has appeared in The Associated ...

Jake Safane has nearly 15 years of journalism and marketing experience on topics ranging from local entrepreneurship to international banking. He has written for publications such as The Economist, LA ...

The housing shortage has pushed home values up nearly twice as fast as they've averaged over the past five years. It's also caused a boom in home equity, with homeowners in over half the country ...

If you've been looking for an inexpensive way to borrow a large sum of money right now, you may not have to look much further. If you're a homeowner, arguably the best way to borrow currently is via ...

You might be able to trade in a car with negative equity, but it doesn’t always make sense Written By Written by Staff Loans Writer, Buy Side Emily Sherman is a staff loans writer for Buy Side, ...