The central bank’s policy stance can influence consumer savings and borrowing, from car financing to home equity loans. Here’s how it works. By Tara Siegel Bernard The Federal Reserve is expected to ...

Jake Safane has nearly 15 years of journalism and marketing experience on topics ranging from local entrepreneurship to international banking. He has written for publications such as The Economist, LA ...

What’s driving home equity rates today? Home equity rates are driven primarily by two factors — Federal Reserve policy and long-term inflation expectations. The Fed cut rates three times in 2025, ...

Aven, founded in 2019, offers a lineup of niche home equity-backed credit card financing products. The Bay Area-based fintech company also boasts a product called "Aven Home Equity Cash," a more ...

Yes, you can refinance both home equity loans (HELoans) and home equity lines of credit (HELOCs) — and if you borrowed during the 2023 rate spike, now might be the time to look into it. Home equity ...

If you've been waiting for rates to drop to refinance a 8% mortgage, your time has come. Rates are now the lowest they've been since early 2023. The 30-year fixed-rate hit 6.06% on average during the ...

A home equity loan allows you to access the ownership stake you’ve built in your home to accomplish your financial goals. Home equity loans are generally disbursed as a lump sum and repaid in fixed ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Homeowners spent much of 2025 watching borrowing costs finally ease after two years of elevated rates, and by the end of the year, home equity loan interest rates had followed mortgage rates lower as ...

Borrower equity in the U.S. saw a third-quarter pullback, while a corresponding increase in underwater mortgages is raising concerns about the financial health and debt levels of some homeowners, ...