First-time homebuyers—this one’s for you. There are several programs in Utah that can help you get into a home with little or no money down, and they’re far more accessible than most people think. Here are the most common options I walk through with buyers: • USDA loans – Available in rural areas like Payson South or Tooele County. These offer true zero down options. • Utah Housing loans – A first and second loan structure that lets you buy with no down payment required. • Credit union programs

$20,000 interest free! The Utah first-time homebuyers assistance program helps first time homebuyers into their first home with a $20,000 loan that is interest free and requires no payment till the sale of the home. This program is a huge help to those looking to stop renting and start owning. To find out more about this program, and other Utah first time home buyer tips, listen to the most recent episode of FinancialGinger. | FinancialGinger

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