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🎯 Questions You Need to Ask Your Lender Before You Commit Before you choose a lender, make sure you’re getting full clarity — not surprises at closing. Here are the essentials every buyer should ask: 💬 “What fees are actually included in my loan estimate?” Compare line-by-line to avoid hidden add-ons. 💬 “Is my rate being bought down, and by how much?” Know if you’re paying extra upfront for that lower rate. 💬 “What’s your average closing timeline?” Delays can cost you money and jeopardize de
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