Using a HELOC to reduce your mortgage can be a smart play for cutting down debt faster! This strategy lets you use your cash flow differently, applying it to principal more aggressively and shaving off years of interest payments. But setting it up right matters, so it’s all about knowing how to position each step. Starting with strong financial literacy is key to making it work. And if you want that, make sure to hit the follow button! #EdwardVerified #FinancialLiteracy #HELOCStrategy #GetUpleve