This is something consumers need to understand clearly 👇 When you work with a mortgage broker, we are not bank employees. We don’t work for the bank. We are self-employed business owners. There’s a big difference. Mortgage brokers: • Run our own businesses • Carry our own costs • Are paid by the bank after the loan settles • Do not charge you for using our service And importantly — that commission is not an extra cost to you. If you walk into a bank branch: • The banker is on a salary • They ge