Kelly breaks down how balloon payments can be used strategically - lowering monthly repayments, improving cash flow, and giving borrowers more flexibility when it’s time to upgrade. She explains when a balloon truly works in your favour and how it can help you tailor a loan to suit your financial goals. If you’re curious whether a balloon payment could help you structure your next car loan smarter, reach out to our team and we’ll walk you through the best options for your situation. #FinanceBrok