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What Is Equity and Why It Matters in Property Investing Let’s break it down simply — equity is the difference between your property’s current value and the debt you still owe on it. So, if your home is worth $1 million and you owe $500,000, your equity is $500,000. It’s that simple — and understanding this is the first step to building wealth through property. Once you know your equity, you can learn how to access and use it to grow your portfolio. Do you know how much equity you currently have
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