What are Mortgage Closing Costs? - NerdWallet
What are Mortgage Closing Costs? - NerdWallet
2023年3月10日
nerdwallet.com
🌟 Mortgage Closing Costs Explained in 60 Seconds 💡 If you're buying a home, closing costs can feel confusing — but they don’t have to be. In this quick breakdown, I walk you through exactly what these costs are, where your money goes, and why they exist. In just one minute, you’ll understand the basics: 🏦 Lender Fees – The cost of processing and approving your loan. 📄 Title & Escrow – Protecting ownership and managing your closing paperwork. 🛡️ Insurance – Homeowner’s insurance and other pr
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“Wait what are closing cost?” What’s actually included in mortgage closing costs? 🤔 Here are the big ones: • Lender fees (processing & underwriting) • Appraisal • Credit report • Title search & title insurance • Escrow/settlement fee • Recording fees • Prepaid items (taxes, insurance, daily interest) • HOA fees if the home has an HOA • Optional points to buy down the rate Closing costs usually run 2–5% of the purchase price, and every dollar is itemized so you know exactly what you’re paying fo
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