While online mortgage lenders can offer convenience and potentially competitive rates, there are a few considerations to keep in mind: 1. Limited personalized guidance: Online mortgage lenders typically operate remotely, which means you may have limited direct access to a loan officer or in-person guidance throughout the process. This could be a disadvantage, especially for first-time homebuyers who may benefit from personalized advice and support. 2. Complexity of the mortgage process: Buying a