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🧠 What is a DSCR Loan?💵 Let me break it down: • A DSCR loan is based on the property’s income potential, not your personal income. • Lenders look at the DSCR ratio, which is: text{DSCR} = frac{text{Gross Monthly Rent}}{text{Monthly Loan Payment (PITI)}} So if your rent is $2,000/month and your loan payment is $1,600/month, your DSCR = 1.25 (which is usually approved). 💸 How Do You Make the Payments? 1. Rent Pays the Note • The whole idea is that the tenant pays the mortgage. • That’s why lend
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