Is it legal for a car dealership to ask for a down payment?
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caredge.com
Sometimes Banks require a down payment when financing a car to reduce their risk and ensure the buyer is financially committed. It lowers the loan amount, preventing negative equity as the car depreciates, and shows financial responsibility. A down payment also leads to lower monthly payments and reduces overall interest costs, making the loan more manageable for the buyer. | Automaxx
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