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Navigating the world of home financing can be complex, but having a good understanding of mortgage options is crucial. Here's a primer to help you make informed decisions:▪️Fixed-Rate Mortgages: With a fixed-rate mortgage, your interest rate remains constant throughout the loan term. This provides predictability and stability in monthly payments.▪️Adjustable-Rate Mortgages (ARM): ARMs have interest rates that can fluctuate based on market conditions. While initial rates may be lower, they can in

Budgeting a new home this summer? ☀️ Here's 5 Easy Steps to help streamline your home buying journey! 🔹 Calculate Costs: Before you buy, make sure you have all the costs calculated, including the purchase price, taxes, insurance, moving costs, set-up costs, and any other associated fees. 🔹 Set up a Budget: Once you have all the costs calculated, create a budget that you can stick to. Take into consideration your income and expenses, as well as any other debts you may have. 🔹 Get Organized: Se