Bank Fixed Deposits ( FDs) vs Debt funds. What should I choose in this current market conditions? - BusinessToday
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FD interest rates are so high right now that people have dumped the stock market. At 7-8% interest rates I can understand why.The only problem is that the way FDs are taxed it severely impacts the compounding effect. Meaning, if your profit in FD in a given year exceeds ₹40,000 then tax is deducted at 10%. This is deducted on a yearly basis irrespective of whether it’s a 2 or 5 year FD.How to avoid?I’m assuming everyone here makes more than 2.5L per annum. So submitting form 15G/ Form 15H is of
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