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Navigating the world of home financing can be complex, but having a good understanding of mortgage options is crucial. Here's a primer to help you make informed decisions:▪️Fixed-Rate Mortgages: With a fixed-rate mortgage, your interest rate remains constant throughout the loan term. This provides predictability and stability in monthly payments.▪️Adjustable-Rate Mortgages (ARM): ARMs have interest rates that can fluctuate based on market conditions. While initial rates may be lower, they can in