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The mortgage interest rate is the percentage of the loan amount charged by the lender for borrowing money. It directly affects your monthly mortgage payment. 👉On the other hand, APR (Annual Percentage Rate) includes not only the interest rate but also other fees and costs associated with the loan, giving you a more comprehensive picture of the total cost of borrowing over the loan term. APR is typically higher than the interest rate because it incorporates additional expenses like origination f
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