🎯 Banks inflate penalty costs by 60-70%. Here's proof. Jenna's bank estimate: "Thousands in penalties" ❌ My penalty calculator: Real numbers, rolled into new mortgage The difference? I'm a mortgage broker with access to: 🔑 Multiple lenders (not just one bank) 📊 Accurate penalty calculations 💰 Rates banks won't offer you Jenna's results in downtown Toronto: ✅ $80 monthly savings ✅ $800 yearly in her pocket Why banks lie: They profit when you stay trapped Why I tell the truth: I work for you,
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